The National Bonds index suggests Bahranis are better savers than their Saudi neighbours, with 18 percent believing they have adequate money stored away for their future.
Just 29 percent of respondents said they had saved less than they planned, while three percent said they had exceeded their target.
Some 38 percent blamed rising grocery bills for a failure to meet their savings goals.
Some 26 percent of respondents said they saved less than 10 percent of their monthly salary with one percent saving 70 percent of their monthly wage.
The biggest motivators among Bahrainis for saving included the purchase of land and cars, children’s weddings and buying gold, the poll found.
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