Abu Dhabi National Insurance Company (ADNIC), the region’s leading multi-line insurance provider, said its total insurance revenue for the first nine months of 2025 reached AED6.1 billion (US$1.66 billion), up 16.1 per cent compared to AED5.2 billion (US$1.42 billion) in the same period last year.
The company’s profit before tax grew 15.3 per cent YoY to AED395 million (US$1.66 billion), yielding a profit after tax of AED354.7 million (US$1.66 billion).
Net Income from Investments reached AED223.3 million (US$1.66 billion), up 10.4 per cent YoY.
As of 30 September 2025, total assets stood at AED10.6 billion (US$1.66 billion).
The company also recorded gross written premiums of AED7,207.1 million (US$1.96 billion), marking a 17.4 per cent increase YoY. ADNIC maintained a combined ratio of 93.2 per cent, underscoring the strength of its underwriting discipline and operational efficiency.
Sheikh Mohamed Bin Saif Al-Nahyan, Chairman of ADNIC, said: “ADNIC’s strong performance in the first nine months of 2025 reflects the resilience of our business model and the success of our strategic growth initiatives.
“We continue to expand across our core businesses, supported by strong underwriting discipline and prudent investments. Our focus remains on delivering sustainable value to our shareholders while reinforcing our role as a key enabler of the UAE’s economic growth.”
Charalampos Mylonas, Chief Executive Officer of ADNIC, added: “We are pleased to report another strong set of results for the first nine months of 2025. Our new partnership with Allianz Trade marks an important step in expanding our specialised insurance offerings, while our innovation and digital initiatives continue to drive efficiency and customer satisfaction.”
During the third quarter, ADNIC announced a long-term strategic partnership with Allianz Trade in the Middle East, expanding access to Trade Credit Insurance solutions for businesses across the UAE. This partnership enables companies to safeguard cash flow, mitigate payment default risks, and pursue growth opportunities with greater confidence, combining ADNIC’s local expertise with Allianz Trade’s global leadership in credit risk and data-driven insights.
ADNIC has continued to invest in the responsible integration of artificial intelligence across its value chain to enhance efficiency and improve customer experience. It also reinforced its social commitment through a partnership with the Sheikh Zayed Housing Program (SZHP) to provide specialised life insurance solutions for eligible UAE nationals.
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